Verma Insurance Agency

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Verma Insurance Agency
2600 E. Bidwell St., Suite 250
Folsom, CA 95630
ph: 916-221-3400

Earthquake Insurance

Do I Need Earthquake Insurance?

Many people assume their residential insurance policy fully protects them. but remember, your homeowners policy does not cover earthquake loss. So if an earthquake strikes tomorrow, will you have the financial resources to pay for earthquake damage to your home and its contents?
When you consider your resources, ask yourself how much of your investment in your home you are willing to put at risk. Without earthquake insurance, how do you plan to protect that asset from the costs of earthquake damage?

The CEA homeowners policy is designed to help get you back into your home after an earthquake.

The CEA base-limits policy for homeowners includes:

Dwelling coverage - The coverage limit is the insured value of your home stated on your companion homeowner policy.
Personal Property coverage - $5,000
Additional Living Expense/Loss of Use coverage - $1,500
You may select either a 10% or 15% deductible on your Dwelling coverage, and CEA’s increased-limit options allow you to increase Personal Property coverage to as much as $100,000 and Additional Living Expense/Loss of Use coverage to as much as $15,000

Verma Insurance Agency
2600 E. Bidwell St., Suite 250
Folsom, CA 95630
ph: 916-221-3400